Free · about 5 minutes · nothing stored
The Trader’s Reality Check
Answer a few questions. Examine your trading decisions. Consider your next step.
Twelve multiple-choice questions about your costs, your evidence, your risk and the pressure trading puts on you. Then, if you want, add up the money. You’ll see your result straight away, along with the answers that shaped it.
I traded forex for years, from around 2009, and kept funding accounts after losing them. This is the check I wish I’d done much earlier.
Prefer paper? Download the free worksheet (PDF). Twelve pages you can print or type into.
Your answers stay on your device. No email needed. This is a reflection tool. It isn’t financial advice, a psychological assessment, or a prediction of whether you’ll make money.
Question 1
Optional · add up the money
What has trading cost you so far?
Fill in whatever you know, or skip this step. Estimates are fine. Don’t enter account numbers or anything that identifies you.
Spreads, commissions and financing are already inside your deposits and balance, so they are shown but never added a second time.
Your result ·
Answers that shaped this result
How the result is chosen: 3 or more pressure signals, or essential money in a trading account, gives “Reassess your next step”. Otherwise, 4 or more evidence gaps gives “Review your trading evidence”. Otherwise, “Continue evaluating objectively”.
First, protect the essentials
You said money for bills, rent or family, or borrowed money, is in your trading account. Before anything else in this result, move that money out. No strategy makes that risk worth taking.
Three questions to sit with
Practical next steps
Whatever your result: keep money for rent, bills, family and debts out of any trading account.
Your numbers
Based only on the figures you entered. Nothing was saved or sent.
A reflection tool, not financial advice, a psychological assessment or a prediction of future results.
How the Reality Check works
Five questions look for evidence gaps: whether you know your total cost, your trading costs, your record after costs, your win rate and average win and loss, and how much you risk per trade. Three look for pressure: how trading affects your sleep and mood, whether you trade to win back losses, and where the money comes from. Each answer adds 0, 1 or 2 points, and the result shows exactly which answers added them.
Three or more pressure signals, or essential money in a trading account, gives “Reassess your next step”. Otherwise, four or more evidence gaps gives “Review your trading evidence”. Everyone else gets “Continue evaluating objectively”. The remaining questions, about your time, your skills and what you would build instead, don’t change the result. They shape the suggestions you see.
What it can’t tell you
It can’t tell you whether you will make money, and it can’t tell you to quit. Some traders do profit. The check only asks whether you have the evidence to know which group you are in, and whether trading is costing you more than money. The money section adds up only the figures you enter. Spreads, commissions and financing are already inside your deposits and balance, so they are shown but never counted twice.
Everything runs in your browser. Nothing you enter is saved or sent anywhere, and you don’t need an email address to see your result.
Written for general education. Not personal financial, tax or legal advice.