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Your bank statement is a mood diary
If you can’t manage your emotions, you will struggle to manage your money. Three moods that…
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Most small business fraud isn’t done by criminals. It’s done by the most trusted person in the room.
Fraud needs pressure, an excuse and an opportunity. As an owner, you only control the last…
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The Balanced Life Is a Lie
You can’t give everything equal time. You can only trade it. Here is how to go…
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Where did my salary go? 7 questions that fix a month that always runs out
If your money disappears before the month ends, the problem is rarely the size of your…
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A 10% discount doesn’t cost you 10%. It costs you a quarter of your profit.
A 10% sale on a $100 item cut profit from $40 to $30. Here is the…
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How to budget for beginners: 5 steps that actually stick
A calm, practical guide to your first budget. Five steps, one weekly habit, and the paper…
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I Came for the Sun. The Clouds Came Too.
A cloud hid the sunrise over Thinadhoo, but the light still came through. A short reflection…
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Last few days to Accounting Paper 2. Here is how to use them.
O Level Accounting (0452) Paper 2 is on 8 October. A last-few-days revision plan: the mindset,…
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The Boat Didn’t Wait for the Sky to Clear
A sunrise in the Maldives, a small boat heading out under heavy cloud, and a reminder…
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What does one sale really pay you? A two-minute test
A cake that sells for $40 can pay its baker $6.80 an hour. Here is a…